How Maaly Pay works
Maaly Pay bridges crypto and local currency with autosettlement while giving users a fast, offline tap-to-pay experience.
Merchant journey preview
From onboarding to settlement, Maaly Pay keeps every merchant touchpoint in one place.
User journey preview
Tap-to-pay moments and spending insights stay simple and fast.
Merchant flow
Step 1
Download Maaly Pay App
Merchants can use their own devices—no PoS required. Install the Maaly Pay App to get started.Launch payments on mobile, tablet, or desktop.
Step 2
Customer pays in crypto or card
Checkout accepts card and crypto with unified processing and pricing.One QR, one checkout, multiple payment rails.
Step 3
Autosettlement triggers
Crypto settlements convert instantly to local currency, while card settlements batch to your same business bank account.Consistent payouts with transparent reporting.
User flow
Step 1
Download and activate
Get the Maaly Pay app on Android or iOS and activate your Maaly Pay card. Add it to Apple Pay or Google Pay.
Step 2
Tap to pay offline
Use NFC tap-to-pay even without a connection.Offline-ready flows keep payments moving.
Step 3
Sync and track
Activity syncs automatically when you reconnect.Full visibility across balances and history.
Autosettlement explained
Card and crypto settlements are both routed to your business bank account with clear reporting.
Crypto converts instantly
Crypto payments settle at checkout into your local currency based on your rules.
Card batches on schedule
Card settlement batches into the same business account with predictable timing.
Transparent fees and reporting
See fees, conversions, and net revenue separated by payment type.
Daily payout visibility
Track settlement status and payout trends inside the Merchant Dashboard.